Pre-Forclosure June 10, 2025

Behind on Mortgage Payments? Know Your Options Before It’s Too Late

Falling behind on your mortgage can feel overwhelming—but you’re not alone, and you do have options. Whether you’ve missed a single payment or are already receiving notices, acting early can make the difference between saving your home, selling on your terms, or facing foreclosure.

With years of experience helping homeowners through challenging situations, I offer discreet, compassionate guidance and a results-driven plan. Here’s what you need to know if you’re behind on payments:


1. Understand Your Timeline

Most lenders won’t start foreclosure proceedings until you’re three to six months behind. However, late fees, credit damage, and added stress can begin immediately after your first missed payment.

What to do now: Don’t wait—contact your lender to understand your exact status and timeline.


2. Remember the Power of Your Equity

Many homeowners today have significant equity thanks to rising home values. If you’re facing financial hardship, selling your home before foreclosure can protect your credit and allow you to move forward with cash in hand.

Selling with positive equity can help you:

  • Pay off your mortgage balance

  • Cover moving expenses

  • Start fresh financially

  • Avoid the lasting impact of foreclosure on your credit


3. Life Throws Curveballs

Life can change in an instant. Job loss, health crises, the death of a loved one, or divorce can disrupt even the best-laid plans. Sometimes, staying in your current home isn’t the right choice—and moving on can offer peace, stability, and a fresh start.

You’re not alone. I understand life can be hard, and I’m here to help you navigate these moments with care and understanding.


4. Explore Loan Modification or Forbearance

If your hardship is temporary, you may qualify for a loan modification or forbearance plan. These programs can reduce or pause your payments while you work to regain financial stability.


5. Consider Selling Before Foreclosure

If your financial challenges are longer-term or your home no longer meets your needs, selling before foreclosure can protect your credit and preserve your equity. A proactive sale often results in a higher price than a bank-owned sale.

I provide customized marketing strategies to help you sell quickly and maximize your home’s value—even when time is limited.


Why Selling Now Can Be Your Best Move

Choosing to sell your home before foreclosure doesn’t mean giving up—it can be a smart, proactive decision that helps you regain control of your finances and your future. With many homeowners holding significant equity thanks to rising home values, selling sooner rather than later can offer powerful advantages, including:

  • Protecting Your Credit: A timely sale keeps foreclosure and missed payments from further damaging your credit score, making it easier to buy or rent in the future.

  • Preserving Your Equity: By selling before the bank takes over, you keep any equity you’ve built, which you can use for a security deposit, moving costs, or as a down payment on a more affordable home.

  • Reducing Stress: Knowing your next step and having cash in hand can lift a huge weight off your shoulders and allow you to focus on what comes next, rather than fearing what might happen.

  • Maintaining Control of the Process: When you sell on your own timeline, you can negotiate the best terms, choose your move-out date, and avoid the stigma of a foreclosure on your record.

  • Creating a Fresh Start: Sometimes life’s challenges—whether a job loss, health issue, divorce, or other unexpected event—mean it’s time for a new beginning. Selling now gives you the chance to reset and move forward with stability.

Remember: time is your most valuable asset in this situation. Acting sooner gives you more options and better outcomes.


6. Evaluate a Short Sale

If your home is worth less than your mortgage balance, a short sale—where your lender agrees to accept less than what you owe—could be an option. While it can affect your credit, it’s generally less damaging than foreclosure.


7. Don’t Ignore the Problem

The worst thing you can do is nothing. As missed payments accumulate, late fees and penalties add up quickly, making it even harder to catch up. Over time, foreclosure proceedings may begin, and the window to protect your credit and equity can close faster than you expect.

Ignoring the issue can also lead to:

  • More damage to your credit score, which can affect future housing and loan opportunities

  • Increased stress for you and your family as uncertainty grows

  • Losing the ability to sell on your own terms, as foreclosure limits your options and may leave you with little or no equity

Early action gives you the most control over your outcome. Even if you’re unsure of your next step, reaching out for professional guidance can open doors to solutions you might not know exist—from loan modifications to selling before foreclosure.

Remember, you don’t have to face this alone. A caring professional can help you understand your options, advocate on your behalf with lenders, and guide you toward the best decision for your situation.


Need Help Getting Ready for the Market?

If you’re thinking about selling but feel overwhelmed by repairs, updates, or prepping your home for buyers, let’s talk. I can guide you through every step—and our office offers programs like Revitalize to help cover upfront costs for staging, renovations, and improvements that can boost your home’s value.

But I can’t help if you don’t pick up the phone. Call me today to get started on a plan that will give your home the best chance to sell quickly and for top dollar.


A Trusted Confidant You Can Rely On

I’m here to hold your hand through these difficult times, serving as your trusted guide and confidant. All consultations are completely discreet. I promise to help you move on with care and ease, so you can start the next chapter of your life with confidence.

Call Kristine Green at 513-445-8195 for a confidential, no-obligation consultation.  You do not have to do this alone!

Investing in Real Estate May 31, 2025

May 2025 Greater Cincinnati Real Estate Market Update: Summer Brings New Opportunities

As May 2025 officially comes to a close and schools have let out for the summer, the Greater Cincinnati real estate market is experiencing some shifts. While the national real estate landscape may look different in some areas, Cincinnati is seeing its own unique set of trends. The summer months bring fresh opportunities for both buyers and sellers in the region, but it’s important to recognize that local dynamics may vary from the national picture.


🌞 Summer Brings More Inventory and Choices

Greater Cincinnati is currently experiencing an increase in available homes, with more listings entering the market as summer begins. This rise in inventory provides buyers with more options and more time to make thoughtful decisions, especially as we enter the slower summer months. However, it’s important to note that not every property is seeing the same results. While there is an influx of homes in many neighborhoods, certain property types—such as luxury homes and new construction—are still highly sought after and attracting multiple offers.

In contrast, some older homes or properties with less modern finishes are seeing longer market times and price reductions, with more listings expiring than in previous months. This provides an opportunity for buyers who may have been hesitant to enter the market earlier due to higher competition.


📉 Price Adjustments Create Opportunities

As the inventory of homes increases, some sellers are adjusting their price expectations to remain competitive. In Greater Cincinnati, approximately 18% of listings saw price reductions in April. These price adjustments are especially common in neighborhoods with older homes or those requiring updates. For buyers, this means a chance to secure a property at a more affordable price than earlier in the year.

However, properties in prime locations or those with desirable features—like updated kitchens, spacious yards, or modern amenities—are still in demand. These homes continue to see multiple offers, especially in high-demand areas like Mason, West Chester, and Hyde Park.


💰 Mortgage Rates Stabilize

Mortgage rates have stabilized around 6.89% for a 30-year fixed-rate loan. While this is higher than the historically low rates we’ve seen in recent years, this stability provides buyers with more certainty when it comes to planning their finances. Greater Cincinnati buyers can take advantage of the more predictable rates while securing a home in areas that are still experiencing strong demand.


📊 National Real Estate Trends and How They Compare to Cincinnati

Nationally, the real estate landscape is experiencing some notable shifts:

  • Buyer Activity Declines: U.S. home sellers significantly outnumber buyers, with nearly 500,000 more homes for sale than there are buyers, marking the widest margin recorded by Redfin since 2013. High mortgage rates nearing 7% and economic uncertainties have dampened buyer enthusiasm during the spring season. (NYPost)

  • Inventory Surges Amid Slowing Demand: Housing inventory has reached five-year highs, particularly in the South and West regions, where listings are spending longer on the market, prompting price cuts. In April, nearly 20% of sellers reduced prices—the highest rate since 2016—with cities like Phoenix, Tampa, and Jacksonville seeing the most reductions. (MarketWatch)

  • Mortgage Rates and Affordability Challenges: Mortgage rates are stabilizing around 6.89%, which provides some certainty but still remains a barrier for many buyers. The high rates, combined with high home prices, continue to strain affordability for first-time buyers. (Reuters)

  • Regional Variations: While the national market is cooling, regional markets like the Northeast and Midwest are still showing resilience due to limited inventory. Conversely, areas like the West and South are experiencing price declines due to affordability challenges and economic factors. (Cotality)

While these trends are unfolding nationally, it’s crucial to understand that Cincinnati is experiencing its own local market dynamics. The increase in inventory and pricing adjustments in the region contrasts with the national slowdown, showing that Greater Cincinnati is still very much a market of its own.


🏡 Seller Strategies for a Balanced Market

For sellers in Greater Cincinnati, the current market calls for a more strategic approach. Sellers of high-demand properties—such as newer homes in popular neighborhoods—are still seeing strong interest and can often sell quickly, sometimes with multiple offers. On the other hand, sellers with homes that are less updated or in less competitive locations may need to adjust their pricing and marketing strategies. Offering incentives like closing cost assistance or home warranties can help attract serious buyers.

It’s essential for sellers to recognize the shifts in the market and adjust expectations accordingly. The right pricing and marketing strategies will make a significant difference in securing a sale.


🔮 Looking Ahead: A Balanced Market

Looking ahead into the summer and fall of 2025, Greater Cincinnati’s real estate market is expected to remain balanced, with a steady flow of inventory, stabilizing mortgage rates, and price adjustments that benefit buyers. Both buyers and sellers have opportunities to make thoughtful, strategic moves this season, and with the right preparation and guidance, you can navigate the market with confidence.


Key Takeaways for Greater Cincinnati Real Estate:

  • Buyers: More inventory, price reductions, and stabilized mortgage rates provide opportunities for thoughtful purchasing. However, be prepared for competitive bidding on prime properties.

  • Sellers: If your property is highly desirable or in a sought-after location, expect continued demand. For properties with fewer updates or in less competitive areas, adjusting your price and strategy may be necessary to attract the right buyer.

  • Investors: Opportunities remain in both established neighborhoods and newer developments. Keep an eye on areas where inventory is rising and properties are being priced more competitively.


Ready to make your move this summer? Whether you’re buying or selling in Greater Cincinnati, I’m here to provide expert guidance tailored to your specific goals. Contact me today for a free consultation, and let’s work together to find the best opportunities in the local market.

LifestyleLuxury HomesRelocation May 20, 2025

Cincinnati’s Memorial Day Kickoff: Events + Real Estate Opportunities You Shouldn’t Miss

Memorial Day weekend isn’t just the start of summer—it’s also the unofficial kickoff to the hottest season in real estate. As families gather for parades, barbecues, and pool openings across Greater Cincinnati, many are also thinking about making a move.

If you’ve been considering selling your home, this is the perfect time to act. The market is full of buyers—especially families hoping to settle in before the new school year—and the long weekend gives sellers a natural opportunity to prepare their homes, boost curb appeal, or start listing conversations.

So while you’re enjoying local events from Taste of Cincinnati to the Hyde Park Block Party, know this: now is the time to get ahead of the summer real estate rush.


Why This Time of Year Matters for Home Sellers

Late May through July is one of the most active times of year for real estate, and sellers are uniquely positioned to benefit. Here’s why:

School Breaks: Many families plan their moves around the school calendar to avoid mid-year disruptions.
Extended Daylight: Longer days make it easier to schedule showings and open houses.
Enhanced Curb Appeal: Summer landscaping makes homes more attractive.
Buyer Urgency: Inventory tightens in late summer, but buyer demand remains high.

If your home is not quite market-ready, now is the time to start preparing. This includes minor updates, staging, and decluttering. You can begin here with a helpful resource:
👉 Spring Cleaning Donations in Cincinnati – Where to Take Your Stuff »


Planning a Move or Transition?

Whether you’re downsizing, in-between properties, or relocating out of state, I offer support tailored to your situation:


Memorial Day Weekend Events in Greater Cincinnati

May 24–27, 2025

Here’s a curated list of local events worth attending this holiday weekend:

Cincinnati

Hyde Park

Oakley

Mason

West Chester

Loveland

Blue Ash


Get Your Free Home Market Evaluation

Wondering what your home is worth in today’s market? Whether you’re looking to sell this season or just exploring your options, I offer a complimentary home value assessment with no obligation.
👉 Request your home valuation here »


Thank You & Happy Memorial Day

Thank you for being part of this community. I’m here to provide trusted, high-level service with clear communication and full accessibility every step of the way. As you enjoy the holiday weekend, stay safe, have fun, and remember the reason we celebrate. And when it comes to real estate—whether you’re buying, selling, or planning your next move—I hope you’ll think of me.
Click here to connect or call/text me at 513-884-1754.


Relocation May 14, 2025

Transitioning with Ease: Luxury Rental Options in Northern Cincinnati While You Plan Your Next Move

Are you relocating to the Cincinnati area or downsizing from your current home and need a temporary place to land while you weigh your next move? Whether you’re waiting on new construction, exploring neighborhoods before purchasing, or simply navigating a life transition, the northern Cincinnati suburbs offer a wide array of luxury apartment communities that deliver comfort, convenience, and flexibility.

Here’s a curated guide to upscale rental options in Liberty Township, Mason, Deerfield Township, Loveland, and Landen—ideal for families and professionals who want the ease of temporary living without sacrificing style or amenities.


Liberty Township Luxury Apartments

Springs at Liberty Township
Townhome-style living with private entrances, attached garages, and resort-style amenities.
Studio to 3-bedroom layouts.

Liberty Flats
Boutique one- and two-bedroom apartments just steps from Liberty Center’s shopping and dining.

Four Bridges Apartments
Located within a golf course community featuring spacious floor plans, a fitness center, and pool.

Obsidian & Onyx at Liberty Center
High-end interiors with walkable access to restaurants, retail, and entertainment.


Mason & Deerfield Township Luxury Apartments

Palmera Apartments
Open-concept layouts with upscale finishes, clubhouse, and pet-friendly features.

Sterling Lakes
Saltwater pool, custom cabinetry, and top-tier community amenities.

Somerset at Deerfield
Gated community offering townhomes with garages and high-end finishes.

One Deerfield
Smart-home features, sleek interiors, and walkability to Deerfield Towne Center.

Latitude at Deerfield Crossing
Contemporary finishes, stainless appliances, concierge-style service, and flexible lease terms.

Mason Grand
Private-entry apartments with beautiful green space and high-end interiors.


Loveland Luxury Apartments

Waterford Place
Tranquil setting with resort-style amenities, minutes from I-71.

Loveland Station Apartments
Located in historic downtown Loveland with direct access to the bike trail and premium interiors.

8Ninety at Loveland
Renovated units with granite counters, stainless appliances, and modern design.

Mallard Crossing
Lakeside community with scenic views, grilling stations, and a full fitness center.

Nantucket Apartments
Includes a heated pool, putting green, and updated finishes—ideal for temporary stays.


Landen (Maineville) Luxury Apartments

The Falls at Landen
Known for tennis courts, a resort-style pool, and private patios in a serene setting.

Orchard of Landen
Set on 44 wooded acres, featuring scenic trails, granite countertops, and 24-hour fitness.

Alexander Pointe
Elegant 2–3 bedroom floor plans with private entrances and upscale touches.

Island Club Apartments
Amenities include tennis courts, sundeck, and updated kitchens.

Wellington Place – Landen
Beautiful townhomes and apartments with pool access and a clubhouse.


Rental Search Platforms

🔗 Top Rental Search Platforms

  • Zillow RentalsOffers a comprehensive database of rental listings with advanced search filters.

  • Apartments.comProvides detailed listings with photos, floor plans, and virtual tours.

  • Realtor.com RentalsFeatures up-to-date rental listings sourced from MLS data.

  • Rent.comIncludes various tools like moving cost calculators and neighborhood guides.

  • Trulia RentalsOffers neighborhood insights, crime maps, and school information alongside listings.

  • HotPadsSpecializes in map-based search for rentals, highlighting commute times and amenities.

  • ZumperProvides real-time updates on rental listings with the ability to apply online.

  • RentCafeFeatures a user-friendly interface with verified listings and resident reviews.

  • Homes.comOffers a wide range of rental listings with detailed property information.

  • Facebook MarketplaceAllows users to find local rental listings directly from landlords and property managers.

  • Craigslist CincinnatiA platform for finding rentals posted by private landlords and agencies.


⚠️ A Note on Rental Scams

Please keep in mind that the sites listed above are third-party platforms not affiliated with my office. When browsing rentals online:

  • Never send money or wire funds without touring a property in person.

  • Verify that the person you’re speaking with is a legitimate landlord or licensed agent.

  • Be cautious of no-photo listings or prices that seem too good to be true.

  • Reach out to a licensed real estate professional for help navigating the process safely.


Ready to Make a Move?

If you’re considering buying or selling in the Greater Cincinnati area, I’m here to help.  I specialize in helping families through major transitions with clarity, confidence and ease.

📞 Call or text me at 513-884-1754
🌐 Or visit www.kristinegreen.com to schedule your free, no-obligation consultation.

Let’s create a plan tailored to your life, your goals, and your next chapter.

Investing in Real Estate April 30, 2025

April 2025 Real Estate Market Update – Greater Cincinnati & Northern Suburbs

As April winds down, the spring market is in full swing—and it’s not slowing down anytime soon. With longer days, warmer temps, and serious buyers on the move, April brought a fresh wave of activity across Mason, West Chester, Liberty Township, Loveland, and the Greater Cincinnati area.

Here’s how the month played out and what it means for buyers and sellers heading into May.


📅 Week-by-Week Breakdown

Week 1 (April 1–6):
The first week of April came in strong, with buyers who had been pre-approved in March now actively writing offers. The most move-in-ready homes received immediate attention—some going under contract within 24 to 48 hours. Open house traffic surged, especially in family-focused neighborhoods near parks and top-rated schools.

Week 2 (April 7–13):
Sellers responded by listing more homes, but inventory is still not keeping pace with demand. Many homes under $600K received multiple offers. Interest rates remained stable, and buyer confidence grew, particularly among first-time buyers and move-up families. Sellers who prepped their homes properly saw strong results.

Week 3 (April 14–20):
Tax season ended and more buyers resumed home shopping. We saw a jump in luxury buyer activity—particularly in Mason and Liberty Township—where larger homes and newer builds are drawing attention. Several high-end listings came back on the market after being withdrawn last fall and are now pending under new marketing strategies.

Week 4 (April 21–30):
As we close out the month, the market remains competitive. Homes priced correctly are selling fast. Homes that were previously listed and didn’t sell are finding success with new photos, staging, and fresh pricing strategies. Buyers are acting decisively to secure homes before interest rates fluctuate again.


🔍 What’s Fueling the Market?

  • Spring Energy: April is historically one of the busiest real estate months—and this year proved it.

  • Low Inventory: Demand continues to outpace supply, creating urgency among buyers.

  • Relisting Success: Sellers of previously expired listings are seeing success with new approaches and experienced agents.

  • Local Movement: Many homeowners are upgrading within the same area—looking for more space or newer amenities without leaving their preferred neighborhood.


💡 What This Means for You

If you’re a seller:
Now is an ideal time to list. Buyers are actively searching, and we’re seeing many offers over asking—especially for well-marketed and properly staged homes. If your home didn’t sell before, now might be the perfect time for a second chance.

If you’re a buyer:
Be prepared to move fast. Pre-approval is essential, and having a Realtor who knows how to negotiate in this market will be your best advantage.


📈 April Market Snapshot (Greater Cincinnati – April 2025)

  • New Listings: +11% vs. March

  • Average Days on Market: 18 days

  • Median Sales Price: $312,000

  • Percentage of Homes Sold Above Asking: 34%

  • Inventory: 2.8 months (still a seller’s market)


📣 Final Thoughts from Kristine

This April confirmed what we already expected: the 2025 spring market is fast-paced and favoring sellers—but buyers are serious and ready. Whether you’re looking to sell your home for top dollar or find your next dream home, expert guidance and timely action matter more than ever.

RelocationSenior Relocation April 3, 2025

Spring Cleaning Donations in Cincinnati – Where to Take Your Stuff

Spring cleaning donations in Cincinnati are a great way to declutter your home and help others at the same time. Over the years, it’s easy to accumulate “stuff”—from raising children and celebrating milestones to hanging onto things that once had a purpose. Whether you’re downsizing, retiring, or simply ready for a fresh start, spring is the perfect season to clear out unused items and give them a second life.

If you’re planning to sell some of your belongings, that’s one way to recoup value. But what about the items that don’t sell? Instead of letting them gather dust or take up space, consider donating them to local organizations that truly need them. This guide to spring cleaning donations in Cincinnati offers trusted local options for donating gently used furniture, baby gear, books, household goods, and more. Many of these organizations even offer free pickup services for your convenience.

Where to Take Spring Cleaning Donations in Cincinnati

1. Everything But The House (EBTH)

  • Services: Estate sales and online auctions for personal property including furniture, collectibles, and decor.
  • Pickup Services: Yes
  • Website: Everything But The House

2. Habitat for Humanity ReStore – Greater Cincinnati

  • Accepted Items: Furniture, appliances, building materials, and more.
  • Pickup Services: Yes (Free residential pickup)
  • Donation Hours: Mon–Fri: 9 AM–5 PM, Sat: 9 AM–4 PM
  • Scheduling: Call 513-721-4483 (Mon–Fri: 9 AM–3 PM, Sat: 9 AM–12 PM)
  • Website: Habitat ReStore Cincinnati

3. New Life Furniture Bank

  • Accepted Items: Gently used furniture
  • Pickup Services: Yes (Free pickup in Cincinnati, Dayton & NKY)
  • Scheduling: Call 513-313-0530
  • Website: New Life Furniture Bank

4. St. Vincent de Paul – Cincinnati

  • Accepted Items: Household goods, clothing, furniture, baby items, and more
  • Pickup Services: Yes (Free)
  • Scheduling: Call 513-421-CARE (2273)
  • Website: St. Vincent de Paul Cincinnati

5. The Salvation Army Thrift Stores

  • Accepted Items: Furniture, clothing, and household items
  • Pickup Services: Yes (Free for large items)
  • Scheduling: Call 1-800-SA-TRUCK or schedule online
  • Website: Salvation Army Pickup

6. Matthew 25: Ministries

  • Accepted Items: Clothing, shoes, linens, unused paint, and small household items (no furniture, electronics, or glassware)
  • Pickup Services: Yes (Minimum of five 13-gallon bags)
  • Drop-Off Hours: Mon–Fri: 9 AM–4 PM, Sat: 9 AM–3 PM
  • Address: 11083 Kenwood Rd, Blue Ash, OH 45242
  • Website: Matthew 25: Ministries

7. The Friends of the Public Library of Cincinnati and Hamilton County

  • Accepted Items: Books, magazines, CDs, DVDs, puzzles, and games
  • Pickup Services: No
  • Drop-Off Hours: Wednesdays: 10 AM–2 PM at the Hartwell Warehouse
  • Website: Friends of the Public Library

8. Reach Out Lakota

  • Accepted Items: Clothing (adult and children), home goods, kitchen items, and small appliances
  • Pickup Services: No
  • Drop-Off Locations:
    • 6561 Station Rd, West Chester, OH (5 AM–11 PM)
    • 9577 Beckett Rd (West Chester Police Station)
    • 6682 Princeton-Glendale Rd (Liberty Twp. Fire Dept)
    • 7047 Hamilton Mason Rd (West Chester Assisted Living)
  • Phone: 513-779-7515
  • Website: Reach Out Lakota

9. Bethany House Services

  • Accepted Items: New baby items: diapers, formula, car seats, strollers
  • Pickup Services: No
  • Drop-Off Hours: Mon–Fri: 8 AM–10 PM
  • Address: 4769 Reading Rd, Cincinnati, OH 45237
  • Website: Bethany House Services

10. Miranda’s Closet (A Caring Place)

  • Accepted Items: Gently used maternity and baby clothes, diapers, wipes, baby gear
  • Pickup Services: No
  • Website: A Caring Place

11. Cincinnati Recycling & Reuse Hub

  • Accepted Items: Electronics, scrap metal, batteries, and hard-to-recycle household goods
  • Pickup Services: No
  • Drop-Off Location: 911 Evans St, Cincinnati, OH 45204
  • Drop-Off Hours: Thursdays & Saturdays: 9 AM–12 PM
  • Website: Cincinnati Recycling & Reuse Hub

Tips for Donating

  • Call Ahead: Confirm hours, accepted items, and pickup availability
  • Only Donate Usable Items: Make sure everything is clean and in good working condition
  • Request a Receipt: Most donations are tax-deductible

Donating is a meaningful way to start fresh while supporting others in your community. With so many local options, your gently used items can find a second life—and bring real value to someone else.

If you or someone you know is preparing for a move and feeling overwhelmed by all the “stuff,” I hope this guide brings some clarity and peace of mind.

As your trusted Cincinnati real estate agent, I’m here to help—whether you’re downsizing, relocating, or just making space for what’s next. If you or anyone you know is thinking about buying or selling a home, please reach out at 513-884-1754.

Referrals are the heartbeat of any small business, and I’m truly grateful for your support.  Here’s to fresh starts and clutter-free living!

 

Homeownership TipsInvesting in Real Estate March 30, 2025

March 2025 Greater Cincinnati Real Estate Market Update | Kristine Green, Realtor®

🏡 March Real Estate Market Update – Greater Cincinnati & Beyond

As we wrap up the month of March, the real estate market has officially shaken off its winter slumber. Between increased showing activity, new listings hitting the market, and buyers circling back after taking a break in Q4 and early Q1, signs of a spring awakening are here. Here’s a look at how the month unfolded:


📅 Week-by-Week Breakdown

Week 1 (March 1–9): The beginning of March came in like a lion—with a noticeable uptick in online property searches and open house attendance. Many buyers who had paused their search during the holidays or in response to high interest rates in late 2023 began re-engaging. Sellers started preparing their homes, but inventory remained tight.

Week 2 (March 10–16): Mid-month brought a significant shift in pace. As the weather warmed, listing appointments increased, and more homes came to market. Mortgage rates remained a top conversation point, especially as many buyers weighed whether to buy now or wait. Multiple-offer situations returned for well-priced properties in desirable neighborhoods.

Week 3 (March 17–23): This week saw spring market energy pick up speed. New construction developments gained attention as resale inventory remained limited. Interest in luxury homes also picked up, driven by cash buyers and those relocating to the area. Many agents reported bidding wars beginning again—especially on updated homes priced under $500K.

Week 4 (March 24–31): As we closed out the month, the momentum was undeniable. Buyers who had been sitting on the sidelines due to winter weather or market uncertainty jumped back in. Meanwhile, sellers benefited from well-prepared listings and strategic pricing. March ended with more buyer confidence than we’ve seen since early 2022.


🔍 What’s Driving the Market?

  • Interest Rates: Although still higher than the pandemic lows, recent rate dips motivated pre-approved buyers to act before rates climb again.

  • Inventory: We’re still in a low-inventory environment, creating a window of opportunity for sellers to capture attention without heavy competition.

  • Buyer Psychology: Many buyers now understand that waiting for the “perfect” interest rate may cost them more in rising home prices.

  • Seasonal Surge: Spring brings out more casual shoppers, but this year’s market is seeing serious buyers who are ready to move.


💡 What This Means for You

If you’re a seller:
Now is a powerful time to list. The March-to-May window historically brings the most qualified buyers—and if your home is market-ready, you may receive top-dollar offers in less time than you expect.

If you’re a buyer:
Be prepared to act quickly. Getting pre-approved, setting alerts for new listings, and working with an experienced agent can make or break your success in this competitive season.


📈 Local Market Stats Snapshot (Greater Cincinnati – March 2025)

  • New Listings: Up 15% month-over-month

  • Average Days on Market: 21 days (down from 31 in February)

  • Median Sales Price: $305,000

  • Homes Sold Over Asking: 28% of listings

  • Inventory Level: Still under 3 months’ supply


📣 Final Thoughts

The March market confirmed what many of us anticipated—2025’s spring market is off to a brisk start. Whether you’re buying, selling, or just keeping an eye on the market, staying informed helps you make confident decisions. If you’re considering a move, let’s connect. I’m here to help you time it right and navigate every step of the way.

👉 Schedule your complimentary home valuation or buyer consultation here.

Lifestyle March 13, 2025

Spring in Greater Cincinnati: Events, Celebrations, and Outdoor Dining for Warmer Days

As spring arrives in Cincinnati, the city comes alive with exciting events, holiday celebrations, and the reopening of outdoor spaces. From baseball’s biggest day to lively festivals and scenic outdoor dining spots, there’s no shortage of things to do this season. Whether you’re a long-time local or just visiting, here’s your guide to enjoying the warm weather this spring.  And let’s face it, we are all ready for winter to be over.  😉

March Events

Spring Fever Weekend at Blooms & Berries Farm Market

📅 March 14-16, 2025 – Loveland
Kick off spring with early blooms, homemade baked goods, and garden center shopping at Blooms & Berries Farm Market.

Shamrock Shuffle

📅 March 16, 2025 – West Chester
This 5K and 10K run/walk event is followed by an after-party at The Square at Union Centre with live music, food, and beer tents.

St. Patrick’s Day Festivities

📅 March 17, 2025 – Cincinnati & Northern Kentucky

  • Cincinnati St. Patrick’s Day Parade (Downtown) – A lively parade with Irish dancers, bagpipers, and festive floats.
  • Local Irish Pubs – Celebrate with Guinness and live music at Cozy’s Café & Pub (Liberty Twp.), Molly Malone’s (Covington), and The Irish Pub at The Banks.

Nature in a Blink: Wildflower Walk

📅 March 22, 2025 – Rentschler Forest MetroPark
Take a guided nature walk to see the first wildflowers of spring bloom.

Krohn Conservatory’s Butterfly Show

📅 March 23 – June 16, 2025 – Eden Park, Cincinnati
See thousands of butterflies in a lush tropical exhibit at the Krohn Conservatory.

Reds Opening Day

📅 March 27, 2025 – Downtown Cincinnati
Cincinnati’s biggest sports celebration, with the Findlay Market Opening Day Parade, live music, street parties, and a Reds game at Great American Ball Park.

Flashlight Egg Hunt

📅 March 29, 2025 – Rentschler Forest MetroPark
A unique nighttime Easter egg hunt at Timberman Ridge.


April Events

Tunes & Blooms at Cincinnati Zoo

📅 Thursdays in April 2025 – Cincinnati Zoo & Botanical Garden
Enjoy free live music at the zoo every Thursday evening in April while surrounded by spring blooms.

Easter Festivities

📅 April 20, 2025

  • Liberty Center Easter Celebration – Spring markets, kids’ activities, and a visit from the Easter Bunny.
  • Cincinnati Zoo’s Easter Extravaganza – Egg scavenger hunt and zoo-wide festivities.
  • Cozy’s Café Easter Brunch – A farm-to-table Easter meal in a charming setting.

Cincinnati Flower Show

📅 April 24-28, 2025 – Ault Park
Experience stunning floral displays, gardening workshops, and local vendor booths.


May Events

Flying Pig Marathon Weekend

📅 May 2-4, 2025 – Downtown Cincinnati
One of the nation’s most popular running events, featuring:

  • Marathon & Half Marathon
  • 10K & 5K Races
  • Kids’ Fun Run & Walk Events

Hyde Park Farmers Market

📅 Starting May 11, 2025
A weekly farmers market featuring fresh produce, artisanal goods, and community engagement.

Loveland Bike Trail – Bike & Trails Day

📅 May 12, 2025 – Loveland
A celebration of outdoor activities, featuring bike safety checks, helmet fittings, and trail vendors.

Taste of Cincinnati

📅 May 24-26, 2025 – Downtown Cincinnati
A Memorial Day weekend tradition, featuring:

  • 50+ restaurants and food trucks
  • Live music & entertainment
  • Local brews & craft cocktails

Outdoor Dining for Spring

Downtown & The Banks

  • Moerlein Lager HouseCraft beer and local cuisine with Ohio River views.
  • Incline Public HouseStunning skyline views from its outdoor patio.

Northern Kentucky

  • Blinkers Tavern (Covington)Famous for steaks and casual outdoor seating.
  • Newport on the Levee RestaurantsGreat river views at Brothers Bar & Grill and Brio.

West Chester & Liberty Township

  • Cozy’s Cottage (Liberty Twp.)A charming farmhouse-style restaurant with a cozy patio.
  • Northstar Café (Liberty Center)Organic dishes with ample outdoor seating.

Mason

  • Firebirds Wood Fired GrillGreat steaks and cocktails with a heated patio, ideal for spring evenings.
  • The Wildflower CaféFarm-to-table dining with a beautiful outdoor patio surrounded by gardens, offering a charming al fresco experience.

Loveland

  • Bite RestaurantA locally loved eatery offering fresh, innovative dishes with a welcoming atmosphere.
  • Tano Bistro (Loveland Patio)A beautiful patio setting perfect for enjoying farm-to-table cuisine in historic downtown Loveland.

Blue Ash

  • The Park PourA neighborhood social house offering modern French cuisine, specialty coffees, and an extensive wine selection. The covered patio provides a comfortable outdoor dining experience.
  • The Brown Dog CaféAn eclectic menu featuring unique dishes like wild boar and poutine, with a patio overlooking Summit Park.

Glendale

  • Meritage RestaurantA cozy restaurant in Glendale’s Village Square with a diverse menu and a welcoming outdoor patio.
  • Glendale Trackside PubA casual local pub with outdoor seating for a relaxed dining experience.
  • Bluebird BakeryA charming bakery with outdoor tables, perfect for enjoying fresh pastries and coffee.

Wyoming

  • Gilligan’s On The GreenA delightful outdoor dining experience in the heart of Wyoming, OH.
  • Tela Bar and KitchenA stylish eatery with a varied menu and inviting patio seating.
  • High Grain BrewingA local brewery offering craft beers and a food menu, with an outdoor patio for a relaxed atmosphere.

Outdoor Activities & Parks to Explore

  • Eden Park (Mt. Adams) – Enjoy gardens, sculptures, and scenic lake views.
  • Ault Park (Hyde Park) – Breathtaking floral displays, walking trails, and a panoramic overlook.
  • Loveland Bike Trail – A popular scenic trail for biking and hiking along the Little Miami River.
  • Devou Park (Covington) – Explore hiking trails, skyline views, and the Behringer-Crawford Museum.
  • Rentschler Forest MetroPark – A perfect spot for hiking, birdwatching, and exploring nature.

Looking to Move This Spring Season?

Spring is also a great time for house hunting! If you’re thinking about buying or selling a home in Greater Cincinnati area and the Northern Suburbs, let’s talk.

Homeownership TipsInvesting in Real EstateLifestyle March 6, 2025

You May Be Surprised Just How Much Equity You Have in Your Home!

When was the last time you had a professional home evaluation done for your home? Many homeowners are unaware that their property has significantly appreciated over the years. With home values steadily increasing, now may be the perfect time to assess your financial position.

If you’ve been considering selling but held off due to concerns about interest rates or market conditions, it’s time to take another look. Today’s market presents a unique opportunity to maximize your home’s value and transition into a property that better suits your lifestyle.


Interest Rates Are Easing

For much of the past year, rising interest rates made homeowners hesitant to sell. However, that trend is shifting. The average 30-year fixed mortgage rate has dropped to 6.52%, marking the lowest level since October 2024 (Investopedia).

What This Means for You:

More Buyers Entering the Market – Lower rates bring more buyers back, increasing demand for well-priced homes.
Better Financing Options for Your Next Home – If you’re considering a move, securing a favorable mortgage just became easier.
Maximizing Your Equity Before the Market Shifts – The right timing allows you to sell high and reinvest in a home that better suits your needs.


Cincinnati Home Values Are Up—Your Equity May Be Too!

As of March 2025, the median home price in Cincinnati has increased by 5.3% year over year (Redfin). Many homeowners who purchased years ago have built up substantial equity, positioning them for a profitable sale.

Even if you secured a historically low-interest rate, your equity could open doors to new opportunities, such as downsizing, relocating, or reducing financial obligations.Is It Time to Downsize? How Moving Now Could Benefit You

A large home might have been perfect in the past, but priorities shift. Here are some common reasons homeowners choose to downsize:

1. Boomers Planning for the Future

As retirement nears, many homeowners seek properties with single-level living, modern amenities, and less upkeep. Downsizing to a luxury condo or low-maintenance home can enhance comfort while preserving independence.

2. Empty Nesters Ready for a Change

Once children leave, a large home can feel empty. Moving into a smaller, more manageable property reduces maintenance and offers newfound flexibility for travel, hobbies, and leisure.

3. Reducing Monthly Expenses

A larger home often means higher property taxes, maintenance, and utility costs. Selling and using home equity to purchase a more efficient, cost-effective home can create financial freedom and long-term security.

4. Relocating for a Lifestyle Upgrade

Many homeowners choose to move closer to family, transition to a walkable community, or relocate to a warmer climate. A new home in the right location can enhance both convenience and quality of life.

5. Simplifying Life & Reducing Stress

Upkeep can be overwhelming, especially for homeowners managing large yards, multiple floors, or aging infrastructure. Downsizing offers a fresh start with less maintenance and more time to enjoy life.


More Homes Are Hitting the Market – Giving You More Options

Sellers hesitant to list their home due to limited inventory will find an improving selection in 2025.

📌 Cincinnati’s home sales increased from 196 to 232 in January compared to last year, signaling a stronger real estate market (Redfin).

With new listings providing more choices, now is an excellent time to find a home that aligns with your evolving lifestyle while securing top dollar for your current property.


Find Out How Much Your Home Is Worth Today!

Many homeowners are surprised to learn just how much equity they have in their home. Whether you’re considering downsizing, relocating, or simply exploring your options, now is the time to act.

📞 Let’s schedule a free, no-obligation home evaluation today. As a Global Luxury Agent with Coldwell Banker Realty, I specialize in helping homeowners in Greater Cincinnati, Ohio maximize their investment.

🔹 Contact me today at 513-884-1754, and let’s make your next move a reality!

Investing in Real Estate February 22, 2025

Greater Cincinnati Real Estate Update: February 2025 Market Trends and Insights

As February draws to a close, the Greater Cincinnati real estate market is displaying signs of momentum following the winter slowdown. Although the colder months typically see a dip in activity, recent data and insights from local experts indicate that buyers and sellers are preparing for an active spring. In this update, we delve into the latest market conditions, mortgage trends, and expert predictions for the remainder of 2025.

Current Market Overview

Price Adjustments and Inventory Levels

Throughout late 2024, the Cincinnati market underwent a modest correction. The median listing price has settled around $319,000, reflecting a 4–5% decline year-over-year. This price adjustment is a healthy recalibration after years of rapid increases.

Inventory levels are also on the rise. Greater Cincinnati continues to offer relatively affordable housing compared to larger metros. With supply still below historical norms, the recent uptick in listings, particularly in key suburbs like Mason, West Chester, and Loveland, is providing buyers with more options. Local experts note that active listings have increased by over 20% from the previous year, signaling that more homeowners are ready to enter the market as mortgage rates stabilize.

Buyer Demand

Despite the usual seasonal slowdown, demand remains strong in Cincinnati. The region’s affordability and solid economic foundations continue to attract a diverse range of buyers, from first-timers to seasoned investors. Recently, there’s been a surge in interest for energy-efficient homes and those with additional living space, highlighting shifts in buyer preferences post-pandemic and a growing interest in multigenerational living arrangements.

Mortgage Trends and Impacts

Early 2025 has seen a focus on mortgage rates, which peaked in the high 6% range in late 2024. Experts forecast a gradual decline to around 6.3% by year’s end, potentially boosting affordability and spurring market activity.

Local lenders suggest that even slight improvements in rates can significantly impact affordability, particularly for first-time buyers. This sets the stage for Cincinnati to be viewed as a stable market, especially compared to more volatile urban centers.

What to Expect Moving Forward

For Buyers:

  • Improved Affordability: Anticipated declines in mortgage rates should lower monthly payments, easing entry into the market.
  • Increased Inventory: With more homeowners listing, buyers will have a broader selection of properties to consider.
  • Value-Driven Searches: Online tools remain vital for home searches, with buyers favoring modern amenities and adaptable living spaces.

For Sellers:

  • Price Sensitivity: The growing inventory makes buyers more price-conscious, so competitive pricing is crucial.
  • Staging and Curb Appeal: Effective marketing strategies, including professional photos and virtual tours, are essential for attracting interest.
  • Timing the Market: While many may wait for spring, well-priced, move-in-ready homes are still drawing attention now.

Neighborhood Spotlight: Suburban Cincinnati

Suburbs like West Chester and Mason are particularly vibrant, driven by their excellent schools, commuting options, and community feel. These areas offer spacious, competitively priced homes and are seeing a rise in listings, appealing to a wide array of buyers.

Looking Ahead to Spring 2025

With spring approaching, we anticipate more activity in the market, supported by warmer weather, lower mortgage rates, and a continued shift towards suburban living. While the winter allowed for price adjustments and market reflection, spring is expected to bring robust competition and further expansion in listings.

Conclusion

As we approach the end of February 2025, the Greater Cincinnati real estate market is poised for an exciting spring. With corrected prices, rising inventory, and anticipated mortgage rate reductions, both buyers and sellers have much to look forward to. For the latest insights and tailored advice, it’s crucial to consult with experienced local real estate professionals.

Ready to explore the Greater Cincinnati real estate market? Sign up for our market alerts and personalized updates to stay informed on the latest listings, price trends, and expert advice. Whether you’re buying or selling, our team is here to assist you every step of the way. Contact Kristine Green at 513-445-8195 for a free consultation today!