Kristine Green · Coldwell Banker Global Luxury

Buy a house in Greater Cincinnati

Residential, luxury, land and commercial — across Butler, Warren, Hamilton and Clermont counties. Licensed in Ohio since 2007.

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Buying in Greater Cincinnati usually runs 30 to 45 days from accepted offer to closing. The sequence is the same whether it is a first home in West Chester Township, a luxury property in Indian Hill, or an office building in Mason: sort out financing, sign a written buyer agreement, tour, write an offer, complete inspections and appraisal, then close.

The process

Six steps, start to keys

Every step below applies whether you are buying a house, a piece of land, or an income property. The documents change; the order does not.

01Consultation and financingWe talk through what you are looking for, where, and on what timeline. You get pre-approved with a lender before touring — a mortgage pre-approval for a home, or a lender term sheet for commercial or land. Sellers here take financed offers seriously only when the approval is real.

02Your buyer agreementOhio buyers sign a written buyer agreement before touring a property. It sets out what I do for you, how long we work together, and how compensation is handled and agreed. Real estate commissions are negotiable and are not set by law.

03Searching and touringMLS listings, new construction, and property that has not hit the market yet. For commercial, that means CoStar, LoopNet and Crexi alongside the local broker network. I set the search up around your criteria, not a generic portal feed.

04Writing the offerPrice is one line of it. Earnest money, closing date, possession, inspection and financing contingencies, and what conveys with the property all shape whether your offer gets accepted — and what you can walk away from later.

05Inspections and due diligenceGeneral, structural, radon, sewer and pest inspections on a home. On commercial and land: the feasibility period, environmental review, survey, zoning confirmation, and existing leases. This is where you renegotiate or exit.

06Appraisal, title and closingThe lender orders the appraisal and issues conditions. Title is searched and insured. We clear the file, walk through the property, and you sign. Keys change hands at closing.

Before you tour

Three things worth settling first

A pre-approval letter, not a pre-qualification — the difference decides whether your offer is competitive. A monthly number that already includes property taxes, insurance and any association dues, rather than the purchase price alone. And a clear sense of your must-haves versus your preferences, because in a tight price band that distinction is what keeps a search from stalling.

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Where I work

Greater Cincinnati, street by street

I am licensed in Ohio and work across Butler, Warren, Hamilton and Clermont counties.

West Chester Township · Liberty Township · Mason · Deerfield Township · Loveland · Maineville · South Lebanon · Lebanon · Monroe · Middletown · Hamilton · Fairfield · Fairfield Township · Springboro · Springdale · Sharonville · Evendale · Blue Ash · Montgomery · Madeira · Kenwood · Symmes Township · Sycamore Township · Landen · Indian Hill · Hyde Park · Mariemont · Terrace Park · Amberley Village · Wyoming · Anderson Township · Milford · Cincinnati

Commercial, land and investment

Buying something other than a house

Office, retail, flex and multifamily buyers get the same process with different homework — income and expense review instead of comparable sales, a feasibility period instead of a three-day inspection window, zoning and use confirmation before the money goes hard. I hold the Coldwell Banker Commercial affiliation and work acreage and development sites across Butler and Warren counties.

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Questions buyers ask

Straight answers

How long does it take to buy a house in Greater Cincinnati?Once an offer is accepted, 30 to 45 days is typical for a financed purchase — the timeline is driven by the lender. Cash purchases can close in two to three weeks. Finding the right property is the part that varies most.

Do I need a pre-approval before I start looking?Yes, and get a pre-approval rather than a pre-qualification. A pre-approval means a lender has reviewed your documents. In a competitive situation, a seller comparing two similar offers will take the stronger approval.

How is my agent paid when I buy?Compensation is agreed in writing between you and your agent before you tour, in the buyer agreement. Depending on the transaction, it may be paid by the seller or the listing brokerage, by you, or a combination. Real estate commissions are negotiable and are not set by law.

What is a written buyer agreement?It is the agreement that establishes representation before touring: what services I provide, the properties and area it covers, how long it runs, and how compensation is handled. You review it and we discuss it before anything is signed.

Can you help with new construction, land or commercial property?Yes. On new construction, bring your own representation to the first visit — the on-site agent works for the builder. Land and commercial purchases follow the same six steps with a feasibility period, survey and zoning review in place of a standard home inspection.

How do I find out which school district an address is in?Confirm it with the district directly for the exact address before you write an offer — boundaries do not follow city or ZIP lines and they change. Published ratings are at reportcard.education.ohio.gov. I do not rank districts; that is a fair housing obligation, and what fits one household does not fit the next.

Let us talk

Tell me what you are looking for

No pressure and no obligation. A consultation is a conversation about what you want, what it costs in this market, and what the next step actually is.

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513-884-1754

This page provides objective, publicly available information and does not recommend or rank school districts, neighborhoods, or communities. Kristine Green is committed to equal housing opportunity and complies with the Fair Housing Act. All buyers are encouraged to evaluate schools and communities independently using official sources. Kristine Green is licensed in the State of Ohio. Nothing on this page is legal, tax, or financial advice.

Buy a House in Cincinnati